Long-term disability (LTD) benefits are designed to help you maintain financial stability if you are unable to work because of a debilitating injury or extended illness. Making a claim may seem straightforward, but if your claim is denied or your policy terminated, you want a strong advocate to help you access your long-term disability benefits.
At Stevenson Whelton MacDonald & Swan LLP, we provide experienced advice and representation for those claiming long-term disability benefits. Our lawyers have handled insurance claims with all the major insurance companies, including Great West Life, Sun Life Financial, Manulife Financial and Desjardins. We understand the stress, frustration and financial worry that can arise if your claim has been denied or your policy terminated. We will take immediate action to help you obtain all benefits to which you are entitled.
"Eric and his staff assisted me throughout my lengthy personal injury and LTD claim. They were professional, knowledgeable and very approachable. Eric consistently responded promptly to my emails and phone calls. His calm, caring manner and his willingness to be my sounding board was most appreciated. I was able to be a very active participant in my case. I would definitely recommend using this firm." — H.D., Burlington, Ontario
Was Your Long-Term Disability Claim Denied?
Many personal injury victims or those with long-term illnesses claim short-term disability benefits to take care of their needs up front. If problems persist, however, they may experience issues claiming long-term disability benefits, especially if the injury or illness is not immediately apparent anymore. Many claims are denied because the insurance company determines that:
- The claim did not include proper medical documentation of the injury or illness that was required by the policy.
- The injury or illness does not meet certain policy requirements.
- The claimant did not make the claim within a specific time period or within specific policy guidelines.
Our long-term disability lawyers understand the complex language of insurance policies. We will work with your doctor and any medical or rehabilitative experts, if necessary, to properly document the extent of your injury or illness. We will then take our findings to the negotiating table with the insurance company, seeking maximum benefits to which you are entitled.
Contact Our Experienced Disability Benefits Lawyers | Serving Oakville, Toronto, Vaughan and Oshawa
We have in-depth experience with insurance companies and understand their strategies. If you are having trouble obtaining your long-term disability benefits, contact us for a free consultation by calling 289‑813‑3260 or 1‑800‑847‑2013 toll free today.